• $100 minimum deposit to open account
• $10K minimum daily balance or $20K average balance is required to avoid a $25/month fee
• Limited check writing (3/month)
• Free checks are provided
• ATM card provided
• No refunds of ATM fees charged by other banks.
• Domestic wire transfer fees: free for incoming, $25 for outgoing
• Online account has secure bank mail and email alerts
• Interest is compounded and credited monthly

The two main downsides with this account are the $10K minimum balance necessary to avoid a $25/month fee and the lack of an ACH transfer service. The lack of an ACH transfer service means that you can’t initiate electronic transfers to or from your accounts at other banks. One nice feature of this account is that it has limited check writing, and they provide the checks free.

Corus Bank is located in the Chicago area.

This account has no minimum balances, and no extra fees or requirements. Make the smart choice – open a Capital One Direct Banking High Yield Money Market Account. Opening a new account is fairly straightforward and simple. There are four ways to make your initial deposit: check, wire, ACH, and internal transfer from an existing capital one account. This money market account is a great way for you to maintain some liquidity while earning a great rate on your money.

Savers will earn an annual yield of 4.66% and one mile for each $20 of their average monthly balance in the Rewards Money Market account. As an opening bonus, savers who deposit at least $500 within the first month will receive 2,500 bonus miles.

Like the credit card equivalent, rewards miles can be redeemed for cash, travel, merchandise, and charitable donations. There’s no limit to the number of miles you can earn and thankfully, miles never expire for the life of the account. Earned miles will be applied to the rewards balance on a monthly basis within 60 days after the end of each month.

If you happen to already have a Capital One No Hassle Miles Rewards credit card, the miles from your Rewards Money Market Account can be added to your Capital One credit card miles.

At its core, the Capital One Rewards Money Market account is a typical online money market account. There are no monthly fees or minimum balance requirements to be concerned about. Funds can be transferred in and out using the “linked” account system where the account holder can electronically link their current checking account to the Rewards Money Market account. This is done using Capital One’s online banking system.

Money can be withdrawn by zipping funds to the linked account, by writing a check, or by using an ATM. Capital One doesn’t charge a fee for using an ATM, but the ATM owner probably will. Unfortunately, Capital One doesn’t refund ATM fees, so it would probably be best to use this as a checking account.

It’s the MyExpressions Banking, Defenders of Wildlife, Money Market Savings Account. Here’s the direct link. Due to the dynamic website they have, this might not take you directly to the rate table. If that link doesn’t work for you, try the following from Bank of America’s home page:

• From the home page, Click on “MyExpression Banking New!” link. That will take you here.
• Click on “See All” under Charitable Causes. That will take you here.
• Click on the Defenders of Wildlife “Shop for products” link. That’ll take you here.
• For the Savings product, click on the right arrow of the “More savings options, 1 of 2″. This should take you to 2 of 2.
• Click on “Rates & Fees” and then the “More” link. The rate table should then appear.

This special is not listed at the bank’s website, but it has been advertised in the Dallas Morning News.

This is a pretty high money market rate, and the guarantee is pretty unusual for money market accounts, so if you live in the area and are looking for a liquid place to keep your money, be sure to check this high rate out.

• An Initial Deposit of $1,000 is required to open this account
• A below balance fee of $5.00 will be imposed each monthly statement cycle in which the balance in the account on any day for the monthly statement cycle falls below $1,000
• Interest will begin to accrue when signed application, with a copy of US Government issued photo ID for all signers is received, paperwork is processed and funds are collected
• We do not accept credit card convenience checks for deposit
• If you close your account before the end of a statement cycle, you will not receive interest for that statement cycle
• Withdrawals are limited to a total of 6 per monthly statement cycle via transfer or check; of these a maximum of 3 checks per statement cycle is allowed
• A fee of $15 is assessed for additional withdrawals
• If this withdrawal limitation is exceeded for 2 consecutive months or 3 times in a year, account will be changed to an Interest Checking account

Ascencia Bank is FDIC Insured.

Mutual Bank has been FDIC insured since 1962. It has a 3 out of 5 safe-and-sound star rating (performing) from Bankrate.com.

The rate remains the same at a pretty competitive 5.36% APY. AmTrustDirect has maintained one of the top money market rates since mid February.

Discover Bank is FDIC insured for up to $100,000.

• Maximum of three check, debit card, or third-party transfers per statement cycle
• Maximum of three telephone, data transmission or preauthroized transfers per billing cycle
• Interest is compounded and credited every month
• Open a MMDA with as little as $25

TAB is a virtual bank in which all transactions can be done via website or phone. The bank doesn’t have any physical bank branches, but instead has several financial service centers under its parent company’s name Flying J, Inc. The centers are located in Ogden, Utah; Lake Point, Utah; Walton, Kentucky; and Resaca, Georgia.Transportation Bank is FDIC insured. BankRate.com’s review gives TAB a 4/5 rating. Call 800.837.4214 for more information.